Whatever your business needs, Sapphire Finance can help you find the right solution to keep your operations running smoothly. Equipment finance can be used across various industries to fund a wide range of assets, including:
Tailored loans and flexible leasing options to finance construction and heavy machinery enabling your business to acquire, upgrade or replace essential equipment and vehicles needed for construction projects, often with flexible terms and payment structures that align with project cash flows.
Medical and dental equipment finance can be used to acquire the latest technology and tools necessary for patient care without the immediate financial burden, allowing healthcare providers such as doctors, dentists or allied health practitioners to spread the cost over time while maintaining cash flow.
Need to upgrade your IT infrastructure or acquire new office equipment? Investing in office equipment finance can provide a growing business with the tools needed to scale operations efficiently without the upfront capital expense, enabling better cash flow management and access to the latest technology.
Agricultural equipment finance can fund the purchase of essential machinery and tools, such as tractors, harvesters, and irrigation systems, enabling businesses to scale operations, increase efficiency, and boost productivity, ultimately driving growth and profitability.
Help your manufacturing business to grow with equipment finance that can fund the purchase or leasing of machinery, tools and technology essential for production, enabling businesses to scale operations, increase efficiency, and drive growth without upfront capital constraints.
When you need to get your team out on the road, commercial vehicle or fleet finance provides businesses with the capital to acquire or lease vehicles essential for operations, enabling expansion, improved logistics, and increased efficiency, which in turn drives business growth.
Navigating the complex world of equipment finance can be challenging. That’s where Sapphire Finance comes in. Our experienced brokers work closely with you to understand your business needs and financial situation. We compare a range of lenders and finance products to find the loan that best suits your requirements. With our expertise, you can secure the right finance option, at the best rates, with terms that align with your business goals.
Local expertise is key when it comes to understanding the Brisbane market. Our finance broker is not only an expert in commercial finance but also possesses in-depth knowledge of the local business landscape. This enables us to provide advice and finance solutions that are specifically tailored to Brisbane-based businesses.
We have strong relationships with a wide range of lenders, from major banks to specialised financial institutions. This allows us to find solutions that meet the unique demands of your business, no matter the size or industry.
Equipment finance is a type of business loan that enables companies to purchase or lease equipment essential for their operations. This type of financing is often used by businesses to acquire machinery, vehicles, or technology without needing to pay the entire cost upfront.
Machinery finance works by allowing businesses to either lease or purchase machinery through financing options. Instead of a large initial outlay, businesses can spread the cost over time with fixed repayments, preserving cash flow for other operational needs.
A machinery finance broker has extensive knowledge of available finance options and access to a network of lenders. They can help you find competitive rates, negotiate favourable terms, and ensure the finance solution aligns with your business’s needs.
Yes, many lenders offer finance options for both new and used equipment. Sapphire Finance can help you explore your options and find lenders that support financing for used equipment, allowing you to access machinery at a lower cost.
You can finance a wide range of equipment, including construction machinery, agricultural equipment, office technology, vehicles, and specialised industry-specific machinery. Sapphire Finance works with businesses across various industries to secure tailored finance solutions.
The time it takes to process an equipment finance application can vary depending on the lender and the specifics of your request. Sapphire Finance aims to simplify and expedite the process, often securing approvals within a few days.
While having a poor credit history may affect your options, many lenders consider the value of the equipment and your business's current financial situation. Sapphire Finance can help you navigate these challenges and explore suitable options.
A deposit may be required for certain types of machinery finance, but some lenders offer no-deposit options. The amount will depend on the lender, the type of equipment, and your business’s financial standing. Sapphire Finance can help you identify lenders with flexible deposit requirements.