Property Development Finance

Work with our property development lending expert to secure tailored development finance to get your next project off the ground.

Property Development Loans Made Simple

When you're embarking on a property development project, securing the right finance is essential. Whether you're developing a residential subdivision, constructing a new commercial building or renovating an existing property, having access to the right funds ensures your project’s success. At Sapphire Finance, we specialise in tailored property development finance solutions designed to help you turn your vision into reality.

Sapphire Finance specialises in helping property developers find the right funding for their project. We understand that no two projects are the same and we work closely with you to understand the details and find a finance solution with the rates and terms that suit the unique needs of your development plan.

What is Property Development Finance?

Property development finance refers to a range of financial products that provide the capital required for property development projects. This type of loan is typically used by developers, investors or companies looking to build new properties or significantly redevelop existing ones. Unlike traditional loans, property development loans are tailored to the specific stages of your project - from land acquisition and planning to construction and final completion.

At Sapphire Finance, we can help you find property development loans that can be used for:    

  • Land acquisition and preparation
  • Residential or commercial property projects
  • Large-scale renovations and refurbishments
  • Mixed-use property developments
  • Infrastructure developments associated with property

Why Brisbane Property Developers Trust Sapphire Finance

looking upwards at the tops of tall office blocks used on a page about property development finance

At Sapphire Finance, we pride ourselves on being more than just a finance provider. We are partners in your success. Our experienced team will work closely with you to understand your project’s unique needs and help find property development finance solutions tailored to your goals.

Here’s why Sapphire Finance should be your first choice:

Industry Expertise: We have years of experience helping developers and investors secure the right loans to bring their projects to life.

Personalised Solutions: We have strong relationships with a wide range of lenders, from major banks to specialised financial institutions.

Fast Approval: Time is money in property development and we streamline the approval process to ensure you can get started without delay.

Dedicated Support: From application to settlement, our team is with you every step of the way, offering advice and guidance whenever you need it.

The Benefits Of Getting The Right Property Development Loan

Getting a property development loan with assistance from Sapphire Finance means less stress, more time and a partner in your corner who is committed to your success. Obtaining the right finance gives you access to:

Improved Cash Flow:
By using finance specifically designed for property development, you can preserve your capital for other investments or operational expenses.

Tailored Lending Solutions:
Financing is based on your project's timeline and stages, ensuring you get the capital when you need it most.

Competitive Interest Rates:
With Sapphire Finance, you gain access to competitive interest rates, designed to support the growth and profitability of your project.

Professional Guidance:
Property development can be complex, but our expert is on hand to guide you through the entire process - from initial application to the completion of your project.
a row of new houses used on a page about property development finance

Frequently Asked Questions About Property Development Finance

What is property development finance?

Property development finance is a specialised type of funding designed to help developers cover the costs associated with property construction or renovation projects. It typically includes funding for purchasing land, construction, or large-scale refurbishments.

How does a property development loan work?

A property development loan is usually provided in stages, with funds released at key milestones of the project, such as land acquisition, construction phases, and project completion. This ensures funds are available when needed, aligning with the development timeline.

What types of projects can property development loans be used for?

Property development loans can be used for various projects, including residential developments, commercial property projects, mixed-use developments, and large-scale refurbishments.

What documentation is required for a property development loan?

Lenders usually require a detailed project plan, cost estimates, planning permission, development approvals, and financial documents to assess your application.

What are the benefits of property development finance?

Property development finance allows developers to access the capital needed to complete projects without using all their own funds. Benefits include:

- Cash Flow Management
: Spreading costs over time helps preserve liquidity for other business needs.

- Flexible Loan Options
: Tailored financing solutions can be structured to suit different project requirements.

- Access to Larger Projects
: With the right funding, developers can take on larger or multiple projects simultaneously.

- Staged Payments
: Funds are released as the project progresses, ensuring money is available when needed.

Why Choose Sapphire Finance?

Local Connections, Global Expertise

As a Brisbane-based finance broker, we have in-depth knowledge of the local market and a wide network of lenders.

Industry Leading Experience

Decades of expertise in personal and business borrowing means you benefit from a deep understanding of the lending market.

Exceptional Customer Service

We’re passionate about what we do and always strive to deliver a great client experience.

Completely Personalised Approach

We take the time to understand your financial situation and goals, offering bespoke solutions that truly meet your needs.

Not sure what type of loan you need? No problem - that’s our job. We deliver tailored finance solutions to your own needs now and in the future.


We then work with our panel of leading lenders and ensure that your loan is working for you. Contact us today to find out all the ways we can help you.

Comprehensive Support

Tailored Brisbane Finance Solutions

Ready to get started?

Let us help you find the right finance to achieve your goals

Sapphire Finance Brokerage Credit Representative 541523 is authorised under Australian Credit Licence Number: 389328 | ABN 19 673 107 821
Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product.